Tuesday, September 5, 2017

“Foreign Currency Bonds ” – Embedded Derivatives

In continuation of previous articles “Double-double test, Caps & Floor & Call/Put/ Prepayments - Embedded Derivatives as per Ind-As/ IFRS”, Foreign currency denominated bonds/debts are very common in practice and these are being issued for payments into some foreign currency either for Principal or Interest related payments.

Issues comes whether these kind of derivative which converts one currency into another embedded with some host require to be separated.

Standards objective was to provide a guidance which could be applicable to all such type of options mentioned in any debt instrument and accordingly separation will not be required to avoid any conflict in accounting.

Now,

Let’s have a quick reference of the standard which talks about such call, put or prepayment options within debt instrument and to guide if separation is required-

Ind-As 109 – “Financial Instruments”

Para -B-4.3.8 (c) – “An embedded foreign currency derivative that provides a stream of principal or interest payments that are denominated in a foreign currency and is embedded in a host debt instrument (for example, a dual currency bond) is closely related to the host debt instrument. Such a derivative is not separated from the host instrument because Ind AS 21 The Effects of Changes inForeign Exchange Rates requires foreign currency gains and losses on monetary items to be recognised in profit or loss.”

Ind-As 21- “The Effects of Changes in Foreign Exchange Rates”

Para -8- “Monetary items are units of currency held and assets and liabilities to be received or paid in a fixed or determinable number of units of currency”.

Para -23- “……a) foreign currency monetary items shall be translated using the closing Rate………”

Now,

Let’s take an example to understand the overall objective of the standards and its related guidances –

Example-

Company A which operates in India and its functional currency as per Ind-As -21 has been defined as INR issues some bonds in its functional currency i.e. INR in which it pays semi-annual Interest payments in USD and after the period of 10 years.....................for further reading please refer - http://gyanifrs.com/2017/03/foreign-currency-bonds-embedded-derivatives-as-per-ind-as-ifrs/

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